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Other providers will allow certain high-risk companies, but will charge you significantly higher rates and fees for your merchant account due to the elevated risk they’re accepting by giving you a merchant account.There’s also a third category of providers who specialize in placing high-risk businesses.We are converters and manufacturers of foam and foam products servicing the following industries among others: beds and mattresses, sport, automotive, household, outdoor, leisure, hospitality, institutions (schools, hospitals, nursing homes, etc.) and packaging.As a manufacturer striving in a competitive industry, where pricing, quality and lead times are key factors, we offer our clients a guaranteed lead time with each order, maintaining our high quality, international standards whilst still proffering affordability with a large range of suited-to-your-pocket products.Businesses are also treated differently based on the degree of financial risk they present to their processor.All processors will carefully judge your business to determine whether you fall into the “high-risk” category.Looking for the best high-risk credit card payment processing companies?
Larger, high-volume businesses receive lower processing rates and often get more generous contract terms.
Not only do we offer you products, but also branding with many of our products customisable to promote your brand using your corporate identity (logo, contact information, etc.).
Our in-house team works with your pre-designed files to promote your company at sporting events, corporate sponsorship days and even in retail with our beds branded under your name.
Here are the most common types of high-risk businesses: If you’ve been reading this so far and you’ve determined that your business is in the high-risk category, it’s time to face this harsh reality: merchant accounts for high-risk businesses inevitably cost more than those for non-high-risk ones. You’ll pay more in both account fees and processing charges, and you’ll probably be stuck in longer contracts as well.
While most non-high-risk businesses have some ability to negotiate the length of their contract terms, the industry average is around three years for the initial term, with an automatic renewal clause that extends it for one-year periods after that.