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The credit union makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.1 Subject to conditions in the Visa Credit Card Agreement. 4 Purchase your entire common carrier ticket to your Visa Signature card and your checked or carry-on luggage is covered up to ,000 if lost or stolen.Secured/Guaranteed Credit Cards Although at this time, Secured cards are unavailable in this part of the world, there are cards that are similar to the secured card. Both of these cards offer an easier approval rate, which typically does not require a credit check.These cards however do require proof of sufficient property equity and assets or in the case of the secured cards, a deposit that is equal to the sum of money you are ‘borrowing’ or higher.Enjoy premium reward options, exclusive VIP access, discounts and more.Plus for every dollar you spend, earn: 3 points on travel, 2 points on dining, and 1.25 points on everything else.PLATINUM VISA & PLATINUM VISA WITH REWARDS: All terms, including APRs and fees, may change as permitted by law and the On Point Visa Credit Card Agreement.
I was talking to a friend the other day and she is in the midst of rebuilding her credit after her credit rating had fallen quite low due to various financial difficulties.
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All On Point credit cards are subject to credit approval.
However, she needed to take out another credit card to help make payments as well as a method of re-establishing a credit history.
The thing about bad credit is that in many cases, banks and credit card companies will deny you a credit card because they view your application as too risky.